Ham and Cheese Potato Bake

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• 1 package (24 ounces) frozen hash brown potatoes
• 2 cups cubed fully cooked ham
• 3/4 cup shredded cheddar cheese, divided
• 1 small onion, chopped
• 2 cups (16 ounces) sour cream
• 1 can (10.75 ounces) condensed cheddar cheese soup, undiluted
• 1 can (10.75 ounces) condensed cream of potato soup, undiluted
• 1/4 teaspoon pepper

1. Preheat oven to 350 degrees. 
2. In a large bowl, combine potatoes, ham, 1/2 cup cheese and onion.
3. In another bowl, combine sour cream, soups and pepper; add to potato mixture and mix well.
4. Transfer to a greased 3-quart baking dish. Sprinkle with remaining cheese.
5. Bake, uncovered for 60-65 minutes or until bubbly and potatoes are tender. Let stand for 10 minutes before serving.